PART 2: MY BIGGEST STUDENT LOAN MISTAKES: AFTER THE DEBT


After graduation, the damage was done.


I went to expensive schools, graduated, and now there was nothing I could do about the debt I had incurred.


Between undergrad ($30,000) and PA School ($150,000), I had acquired around $180,000 in debt.


There was nothing else left to do but to pay it off, just like everyone else in the entire United States, right?


So I thought.


What had not occurred to me at that point was there was a different way, a better way, a superior way that required strategy, some sacrifice, and doing the opposite of what everyone else was doing with their student loans.


First, let me tell you about everything I did wrong so that if you have a chance to avoid any of these you can save beaucoup bucks.


My Top 4 Avoidable Student Loan Mistakes


The following massive mistakes cost me 10s of thousands of dollars in interest in addition to the $180 K.


This is a cautionary tale of what not to do when it comes to student loan payoff, and what to do instead.


Mistake # 1

Lowering my Student loan Payment


Picture it: It was 2007, Justin Timberlake's solo album just released, and 'I'm bringing sexy back" is dominating the radio waves.



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In my infinite new grad naivete, like most people I believed that the next thing to do after graduation was get to making money ASAP so that I could finally put an end to living like a student.


I wasn't looking for lavish. I just wanted regular. To be fre